My personal finance tool

For the equivalent of a handful of change, get this simple spreadsheet.

Understand how much money comes in and how much goes out each month.

You’ll know where you stand, how much disposable income you’ve got and whether you’re living within your means.

PS: It’s an Excel spreadsheet. As well as working on Windows-based PCs, it works on Mac with appropriate apps. If you haven’t got a suitable app, you might consider OpenOffice (which has the advantage of being free!)